Federal Way, Tacoma, Seattle, Black Diamond, Puyallup and Surrounding Areas

Washington Car Insurance Limits

Washington Car Insurance Limits

Washington Car Insurance Limits Federal Way

If you live and drive in Washington, then you already know that you have to carry Washington car insurance and provide proof of it.

Avoid the temptation to get the minimum limits required by law.  Discuss your risks and assets with your agent and secure the limits best suited to protect yourself and your family.

Securing an adequate amount of coverage helps you back to normal in the event of an accident or catastrophic event.

Requirements for Washington Car Insurance

Liability limits of at least:
• $25,000 for injuries or death to another person
• $50,000 for injuries or death to all other people
• $10,000 for damage to another person’s property
If stopped by a law enforcement officer, you must show proof that you have auto insurance.

Exceptions to Washington Car Insurance

This does not apply to the following vehicles:
• Motorcycles – Although the law doesn’t require motorcycle insurance or coverage for these vehicles you are still responsible for any injuries or damages that result from using them.
• Motor scooters / Mopeds – the same is true for mopeds or the wildly popular Vespa. Surprisingly moped or Vespa Insurance is very affordable – we recommend getting coverage.


  • A $550 Fine for driving without insurance
  • You can calculate the value of a vehicle but what about medical injuries or a life?
    • Is $10,000 enough coverage for property damage? How many vehicles do you see on the road worth more than $10,000?  You’re personally on the hook for any amount over your insurance limit.

Get a free no obligation quote on your auto insurance

There’s a sensible approach to limits that can help balance cost and risk so, work with to get the most from you insurance.

At Haymaker Insurance, our focus is helping you get the most for your insurance dollar and offer you options to fit your life.

Haymaker Insurance is an independent Insurance Agent. We provide coverage for Car, Home, Motorcycle, RV Insurance, Pet and Wedding insurance. If you’re near Federal Way, Tacoma, Auburn, Puyallup Lakewood or Renton give us a call to get a free review.

Visit our Car Insurance page or call 253-220-5430 for a quote today.